When an individual in a nursing home applies for Medicaid benefits, the Medicaid agency will examine the applicant’s financial statements to determine if any assets were transferred during the five years prior to application.  If assets were transferred to someone other than a spouse or a disabled child for less than fair market value, the agency will impose a period of ineligibility, i.e. a penalty period.  The individual will not be eligible for Medicaid benefits and will be required to pay privately until the penalty period expires.

Beginning September 2019, it may be time to start looking at new points programs. Here’s why.

Historically, the high value of Amex Membership Rewards points (MR) was based on their ability to be transferable into a variety of frequent flyer programs and MR points could be transferred to an account in any person’s name, not just the credit card holder.  

Jennifer Lopez celebrated her 50th birthday with approximately 57,000 Israeli fans this past week. “I want to thank you for coming to celebrate with me. Shalom! I learned how to say this — ani ohev otcha! [I love you],” J-Lo lovingly addressed her fans this week during her first concert in the State of Israel.

Recap: Mrs. Schwerner flew to visit Ruchama to encourage her to not quit school and to finish her paper. She told her that the journalism teacher was so impressed with the beginning of the first draft that she wanted to submit it to a friend who might publish it in a big newspaper. Now, Ruchama is left with a decision to make.